Michael & Susan Dell Transform Child Wealth Program With Massive

Washington, D.C. – In one of the largest private donations in U.S. history, Dell Technologies founder Michael Dell and his wife Susan announced a staggering $6.25 billion gift on December 2, 2025, to fund “Trump Accounts” for approximately 25 million American children aged 10 and under from lower- and middle-income families.

The historic pledge, revealed alongside President Donald Trump in the White House Roosevelt Room on Giving Tuesday, will provide an immediate $250 investment into each eligible child’s Trump Account, dramatically expanding a federal program designed to build generational wealth through the stock market.

“This is one of the biggest private donations ever made in America,” President Trump declared, praising the couple and urging other billionaires and corporations to follow suit.

What Are Trump Accounts?
Trump Accounts are tax-advantaged investment accounts created under the One Big Beautiful Bill Act signed earlier in 2025. Key features include:

Every child born between 2025 and 2028 automatically receives a $1,000 federal seed deposit
Funds are invested exclusively in broad U.S. stock market index funds
Families and donors can contribute up to $5,000 per year
Money becomes accessible at age 18 for education, home purchase, business startup, or retirement
Accounts officially launch on July 4, 2026
The Dells’ $6.25 billion gift extends the program to children born before 2025 who would otherwise miss the federal grant, targeting kids in ZIP codes where median household income is $150,000 or below — covering roughly 80% of American children in that age group.

Michael Dell: From College Dropout to $150 Billion Tech Titan
Michael Dell, 60, founded Dell Computers in his University of Texas dorm room in 1984 with just $1,000. Today he serves as chairman and CEO of Dell Technologies, one of the world’s largest technology companies. Forbes and Bloomberg currently rank him among the 10 richest people on Earth with a net worth estimated between $148–151 billion.

Susan Dell: Philanthropist and Co-Founder of a $3 Billion Foundation
Susan Dell, 59, a former investment banker, co-founded the Michael & Susan Dell Foundation in 1999. The foundation has already donated nearly $3 billion to children’s health, education, and poverty alleviation worldwide. The couple has four adult children.

At the White House ceremony, Susan spoke emotionally: “Every child deserves the chance to believe in their future. This gift is about giving them real hope and real opportunity.”

The Backstory: Brad Gerstner’s Vision Comes to Life
The concept originated with Altimeter Capital founder Brad Gerstner, who in 2021 asked his young sons why only wealthy kids get investment accounts. He launched the nonprofit Invest America to push for universal child investment accounts, an idea Michael Dell championed for years before it was included in Trump’s sweeping legislative package.

Immediate Impact and Growing Momentum
The $250 per child from the Dells will be automatically deposited when accounts open next year. Combined with federal seed money and potential family contributions, advocates project that a fully funded account could grow to nearly $2 million by the time a child turns 28, assuming historical market returns.

The White House has hinted at additional major announcements in the coming days, with several Fortune 500 companies and high-profile philanthropists reportedly preparing matching commitments.

As one administration official put it: “This isn’t charity — it’s capitalism with a conscience. We’re inviting every American child into the greatest wealth-creation system the world has ever known.”

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